Individual insurance is coverage that an individual purchases for himself and/or
his family. Coverage may be limited to pre-existing conditions.
There are times when pre-existing conditions are covered depending on the severity
of the condition.. Don’t stop looking for Individual plans completely if you have
a pre-existing condition., The insurance carrier may exclude the condition and may
still grant you coverage. Of course if you have HIV or Cancer, then it’s a different
Note! As of March 23,2010, Health plans can no longer exclude, limit or deny coverage
to a child under age 19 solely on the basis of pre-existing condition.